Institutional Access

Access Tiers

QUORUM is available exclusively to qualified financial institutions, risk teams, and enterprise operators under a managed access program.

All access requires institutional verification. API credentials are provisioned after onboarding review. There is no self-serve tier.

01 // Access Structure

Tier 1
Analytical
Risk Intelligence API

Read access to QUORUM's risk scoring engine. Submit events, receive verdicts and risk scores. Suitable for fraud analytics teams augmenting existing decisioning infrastructure.

Risk score API (synchronous)
Behavioral signal analysis
OSINT enrichment (IP, email breach)
Standard SLA: 99.5% / 72h support
Autonomous rule engine
SAR/STR auto-filing
Rate limit: 1,000 req/min
Tier 2 — Standard
Operational
Full Platform Access

Full decisioning stack including autonomous fraud rules, ZKP compliance records, cryptographic audit ledger, and forensic case generation. Designed for institutional production deployment.

Everything in Analytical
Autonomous fraud rule engine
Cryptographic audit ledger (ML-DSA-65)
Forensic PDF generation + case management
Webhook dispatch + Kafka integration
Enhanced SLA: 99.9% / 24h support
Rate limit: 5,000 req/min
Tier 3
Sovereign
On-Premises Deployment

Air-gapped or private cloud deployment with full data residency. Institutional-grade key management via AWS KMS or on-prem HSM. SAR/STR auto-filing to FinCEN and FINTRAC. Zero external dependencies.

Everything in Operational
Automated SAR/STR regulatory filing
Private Ollama LLM cluster (air-gapped)
HSM / KMS key management
Dedicated SLA: 99.99% / white-glove
Custom integration engineering
Rate limit: Unlimited

02 // Integration Requirements

QUORUM integrates at the API layer. All institutional traffic is authenticated via API key + optional HMAC-signed request body. The client SDK handles behavioral signal collection automatically.

Authentication

X-API-Key header required on every request. Optional post-quantum atomic state verification for high-value routes (ML-DSA-65 handshake).

Client SDK

Drop-in browser SDK collects 7-channel behavioral signals (canvas, audio, WebGL, typing, mouse, hardware, motion). Signals sent as X-Quorum-CIV-Signals header on each request.

Event Submission

POST /api/v1/analyze — accepts any structured event payload. Returns verdict (allow / challenge / block), risk score 0–100, signal flags, and ZKP compliance record.

// Sample request
POST /api/v1/analyze
X-API-Key: qrm_live_••••••••••
X-Quorum-CIV-Signals: {"typing_speed":94,...}
// Response
{
"verdict": "allow",
"totalScore": 12,
"action": "allow",
"signals": [],
"zkpRecord": "QRM-4F2A1B..."
}
// P99 latency: < 120ms (hot path)
// P99 latency: < 4s (deep analysis)

03 // Onboarding Process

01
Request Access

Submit your institutional contact form. Provide organization name, role, use case, and target tier. Business email required.

02
Review

KB Analytical reviews your submission within 2 business days. Qualification criteria: regulated financial institution, risk/compliance team, or enterprise operator.

03
Provisioning

API credentials and organizational workspace provisioned. Integration documentation and SDK package delivered via secure channel.

04
Production

Dedicated onboarding call to configure organizational risk thresholds, fraud rules, and SAR filing parameters. Go-live within 5 business days of provisioning.

Ready to proceed?

Request Institutional Access

Submit your contact form and a member of the KB Analytical team will reach out within 2 business days to discuss your use case and provisioning timeline.

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